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Stephanie Medellin
Loan Officer
We offer low mortgage rates along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Stephanie Medellin is a Loan Officer who helps homeowners and investors secure smart financing solutions for purchases, refinances, and equity loans at every stage of their real estate journey. Drawing on experience in both the real estate and mortgage industries since 2006, she began her career at a mortgage brokerage, went on to earn her California real estate broker’s license, and has personally renovated historic homes and investment properties. These experiences have given her a practical understanding of all aspects of buying, financing, and even renovating property. Over the years, Stephanie has managed loans from start to finish in both independent and large‑brokerage environments, so she understands exactly what it takes to move a transaction from initial consultation to a successful closing. Now, supported by a strong processing team at Loan Factory, she stays closely involved throughout each file while focusing her time on structuring the right loan options, solving problems quickly, and helping clients use financing as a tool to improve and grow their real estate holdings.
NMLS#: 876196
License: CA
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 242 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
242+
Number of Lenders
16500+
(Avg. 5.0) Google Reviews
2479+
Loan officers
48
Licensed states
Ready to get started?
We are here to help you find a great deal.
Services We Offer
Home Purchase
Are you a first-time home buyer? We will guide you through the whole process from pre-approval to closing with our convenient and easy online application.
Refinance to a Lower Rate
Need to refinance to get a better rate or different terms? Refinance to put yourself in a better financial position. Rates are updated in real time from lenders so you can capitalize on a great opportunity.
Refinance to Get Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Clients Choose to Work With Us
Independent Advice
We are committed to always giving you independent advice regarding real estate and mortgage options.
Customers Come First
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
See current daily rates customized to your loan scenario on our real-time pricing engine.
Fast, Convenient Service
We are just one call away when you have questions.
Fast funding,
easy application.
Get your loan today!
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